CapCenter

About Us

CapCenter is a licensed mortgage lender, real estate broker, and insurance agency that offers mortgage, realty, and insurance services all in one place. Headquartered in Glen Allen, Virginia, the company was founded in 1997 with the goal of making homeownership more affordable and less stressful. Business model and core features include:

"One-stop shop" service: By providing mortgage lending, real estate brokerage, and insurance services under one roof, CapCenter aims to streamline the home buying, selling, and refinancing processes for its clients.

Zero closing cost mortgages: A core feature of CapCenter's business is its "Zero Closing Cost" mortgage offer for certain standard loans. The company states that this covers many traditional closing fees, such as appraisal, lender, and title insurance costs.

Discounted realtor fees: When clients bundle services, CapCenter offers discounted realty fees. For example, customers who use CapCenter to both buy and sell a home and secure financing through the company may be eligible for a reduced listing fee.

Automatic insurance rate shopping: The company's insurance division automatically shops its network of carriers for clients each year to help find the best rates for homeowners, auto, and life insurance.

Local expertise: CapCenter focuses on serving specific markets, with its local loan officers and real estate agents having specific knowledge of those areas.